Help to buy

Help 2 Buy

With ‘Help to Buy’ rules set to change in April 2021 and due to end completely in 2023, time is running out for those looking for a financial ‘foot-up’ on to the property ladder. With so many different government-backed schemes out there, it can seem a bit of a minefield knowing which scheme is right for you. Our New Homes team work with specialist ‘Help To Buy’ advisors and “whole of market” mortgage consultants, to help guide you through the options and offer all the advice you need to buy your first new home.

What is help to buy?

Help to buy
With Help to Buy, you could buy a brand-new home sooner than you think.

  • You only need a 5% deposit.
  • The Government lends you up to 20% of the value of the property.
  • The loan is interest-free for 5 years, making your dream home more affordable.
  • You then need to secure a 75% mortgage.

There are a range of competitive mortgage rates available with this scheme, so it’s worth comparing lenders to find the best deal. We can introduce you to a New Home Mortgage Adviser who’ll search the market to find you a great deal.